Philip Andreae joins Future Tech Podcast to discuss the importance of being responsible for your own security and ways to combat security breaches. Philip Andreae is a management Consultant, Subject Matter Expert and Executive coach focused on payments, authentication and digital identity in a world of connected objects and things. Mr. Andreae is an internationally experienced executive with a track record of delivering proven results in business and technical environments. International experience with payment solutions including "Chip and PIN", smart cards, chip cards, EMV, PCI, pre-paid, credit and debit cards to ACH, wire, and mobile.