What if you could lower your mortgage payments based on overpaying your loan WITHOUT refinancing. How does it work? David Rubinstein from CreditShout.com joins us to talk about recasting your mortgage and everything about how mortgages really work. He's done the math between prepaying your mortgage vs. "recasting" your mortgage. Which one wins? We'll discuss.

We also ask David his thoughts about interest rate changes in the future, and he shares what happens to credit card and auto loan rates if the Fed raises rates.

We take letters about pensions and 401k plans (should you take the pension into account when diversifying the 401k plan) AND about investing the proceeds from a condo sale in a way to avoid unneccesary taxes.

Of course, we have trivia, a new Netflix television show review, and much more!

Thanks to MagnifyMoney and SoFi for sponsoring our podcast.