Small Business Big Money

By Financial Coach for Entrepreneurs, Gina Knox

Small Business Big Money is a financial podcast for small business owners and entrepreneurs who want money to feel like the easy part of business. If you want a fully funded business savings, high pro... more

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FAQs about Small Business Big Money:

How many episodes does Small Business Big Money have?

The podcast currently has 216 episodes available.

Small Business Big Money episodes:

July 29, 2025 212. "I Didn’t Think I Was Going to Make It to Summer" - How a Cafe Owner Paid Off $79K and Took Back Control
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/masterclass-ad
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

Episode Synopsis:
In this episode, Gina Knox interviews Cathy Yerges, a cafe and specialty food store owner from Cambridge, Wisconsin. Cathy shares her journey of starting her business just before the COVID-19 pandemic and the challenges she faced, including navigating debt and the need to pivot her business model. She discusses the importance of community support, the lessons learned from joining Small Business Money School, and how she has shifted her focus to new revenue streams, including opening a bookstore. Cathy emphasizes the value of vulnerability and community in overcoming business challenges and shares her excitement about future growth and stability.

Timestamps:
00:00 - Introduction to Cathy Yerges and Her Business Journey
05:16 - Navigating COVID Debt and Financial Challenges
22:23 - Embracing Change and Letting Go
23:37 - Paying Off Debt and Financial Freedom
26:30 - Inventory Management and Cash Flow Strategies
32:11 - Navigating Emotional Challenges in Business
33:51 - The Importance of Community and Support
36:10 - Realities Behind Business Success
39:31 - Taking Control of Your Business Journey

About Cathy Yerges:
Cathy Yerges is a leader with a servant's heart, believing collaboration beats competition every time. She embraces the philosophy that ""it takes a village"" to create meaningful change and transform neighbors into friends. With a background in banking and finance, Cathy is passionate about revitalizing Main Street and rural living through community building.
Cathy owns Cambridge Market, a cafe and specialty food store, and recently opened Mustard Seed Books, creating gathering places where people break bread, share conversation, and support local makers. Her work focuses on promoting collective well-being and strengthening community bonds through simple acts of coming together and celebrating local talent.
She also serves as Executive Director and co-founder of Collaborative 523, Inc., driving community development initiatives throughout Cambridge, Wisconsin.

Where to find Cathy:
Website: https://www.cambridgemarket.net
Facebook: https://www.facebook.com/cambridgemarket
Instagram: https://www.instagram.com/cambridge_market/

Category: Entrepreneurship

Keywords: small business, COVID-19, COVID debt, financial challenges, community support, entrepreneurship, business coaching, debt management, revenue streams, local business, business growth, merchant financing, square loan, small business loan, inventory management
...more
43min
July 22, 2025 211. How Ashley Rose built a simple business that survived divorce and a $44K emergency Stripe loan
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/masterclass-ad
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

Episode Synopsis:
In this engaging conversation, Ashley Rose shares her entrepreneurial journey, highlighting her expertise in Airtable and automation. She discusses her financial growth, the importance of simplifying offers, and the challenges she faced, including managing debt and navigating a divorce. The discussion emphasizes the significance of having streamlined systems in place for business success and the value of focusing on one core offer to drive growth. Ashley also reflects on her evolving relationship with money and debt, advocating for a mindset shift towards viewing debt as a tool rather than a burden.

Timestamps:
00:00 - Introduction to Ashley Rose
03:11 - The Power of Airtable
05:58 - Financial Growth and Business Metrics
08:58 - Navigating Challenges and Mistakes
11:55 - The Importance of Offer Simplification
14:50 - Debt Management and Financial Strategies
17:52 - The Role of Systems in Business Success
20:44 - Final Thoughts on Entrepreneurship

About Ashely Rose:
Ashley Rose is an automations and Airtable expert, who has helped hundreds of coaches move off of spreadsheets and into streamlined & automated systems. As a neurodivergent business owner, she knows the power of systems to scale your group program & business on part-time hours, without sacrificing client experience or burning out.
Her 12 month systems support container, Systems Over Stress, helps online coaches build client management Airtable systems that reduce overwhelm, save hours of admin time and team cost, and improve their client experience as they scale.

Where to find Ashley:
Website: https://systemsoverstress.co/
Instagram: https://www.instagram.com/systemsoverstress/
Youtube: https://www.youtube.com/@systemsoverstress

Category: Entrepreneurship

Keywords: Airtable, entrepreneurship, business growth, financial management, systems, automation, debt management, offers, coaching, automation expert, divorce, debt, stripe loans, stripe
...more
51min
July 16, 2025210. Wealthy business owners know how to BUILD WEALTH
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/free-training
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

In this final episode of the Wealthy Business Owner series, Gina Knox discusses the essential mindset and strategies for building wealth as a business owner. She emphasizes the importance of understanding personal life goals over merely following traditional financial rules. By prioritizing what kind of life one wants to live, business owners can reverse engineer their financial strategies to align with their aspirations. Gina also addresses the challenges of decision-making, the pitfalls of the sunken cost fallacy, and encourages listeners to question conventional financial wisdom in pursuit of a fulfilling life.

Timestamps:
00:00 - Introduction to Wealth Building
02:55 - The Mindset of Wealthy Business Owners
05:50 - Breaking the Rules of Money Management
09:11 - The Importance of Personal Values in Financial Decisions
11:59 - Navigating Financial Choices and Strategies
14:51 - Overcoming the Sunken Cost Fallacy
18:12 - Conclusion and Call to Action

Takeaways:
Wealth building starts with understanding what kind of life you want to live.
Good money management involves running scenarios to find the best financial strategy.
A wealthy business owner prioritizes life goals over mathematical outcomes.
Money is a tool that should align with your life aspirations.
It's important to pivot and change strategies when necessary.
The sunken cost fallacy can trap individuals in unfulfilling situations.
Wealthy business owners are willing to break traditional financial rules.
Happiness is crucial for sustainable wealth building.
Investing while uncertain can provide flexibility for future decisions.
Start with small changes to align financial decisions with personal goals.

Category: Investing

Keywords: wealth building, financial strategy, business owner mindset, money management, life goals, financial independence, decision making, sunken cost fallacy, personal finance, wealth creation
...more
20min
July 08, 2025209. Wealth business owners know how to INVEST money
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/free-training
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

In this episode of the Wealthy Business Owner series, Gina Knox explores the principles of being good with money and the mindset of wealthy entrepreneurs. She challenges conventional investment rules, emphasizing the importance of flexibility and strategic decision-making in wealth building. By sharing her personal experiences and insights, Gina encourages listeners to push past traditional financial norms to achieve greater success in their business ventures.

Timestamps:
00:00 - Introduction to Wealthy Business Ownership
02:23 - Challenging Conventional Investment Rules
06:45 - The Mindset of Wealthy Entrepreneurs
10:28 - Breaking the Rules for Greater Wealth
Takeaways:
Wealthy business owners understand the importance of flexibility in investments.
Investment rules often limit potential growth opportunities.
Maxing out tax-advantaged accounts is not always the best strategy.
Wealthy entrepreneurs prioritize high ROI over avoiding penalties.
More profit is better than less taxes.
Challenging financial norms can lead to greater wealth.
Investing should align with personal goals and timelines.
It's okay to break traditional rules for strategic advantages.
Understanding tax implications can empower better financial decisions.
Wealth building requires a mindset shift from conventional thinking.

Category: Investing

Keywords: wealthy business owner, investing, financial rules, entrepreneurship, money management, tax strategies, investment strategies, financial mindset, wealth building, business growth
...more
15min
July 01, 2025208. Wealthy business owners know how to SAVE money
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

In this episode, Gina Knox discusses the importance of understanding the true purpose of savings and money management for business owners. She emphasizes that while traditional views suggest savings should be hoarded, wealthy business owners recognize that savings are meant to be spent strategically to foster growth and opportunity. Gina shares insights on the mindset shift required to break free from the cycle of hoarding and encourages listeners to utilize their savings effectively to enhance their financial well-being and business success.

Timestamps:
00:00 - The Nuances of Saving
05:45 - Understanding the Purpose of Money
12:01 - Breaking the Cycle of Hoarding Savings

Takeaways:
Savings are meant to be spent, not hoarded.
Wealthy business owners understand the purpose of money.
Hoarding savings can restrict growth opportunities.
Money should be used to create value and momentum.
Emergency funds are for emergencies, not for hoarding.
Investment accounts are meant to be spent on retirement.
Cash flow management is crucial for business success.
Understanding when to spend savings is key to growth.
Being good with money is different from being a wealthy business owner.
Wealthy business owners have fat margins and strategic spending.

Category: Saving

Keywords: saving, wealthy business owner, money management, financial growth, spending mindset, cash flow, investment, emergency fund, business strategy, wealth building
...more
16min
June 24, 2025207. Wealthy business owners know how to MANAGE money
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

In this episode, Gina Knox discusses the critical aspects of managing money as a business owner, emphasizing that emotional management is far more important than mere bean counting. She explains how business owners face unique financial challenges and stresses the importance of pausing to process emotions before taking action. Gina introduces the concept of 'unbothered energy' as a way to navigate financial stress and encourages listeners to focus on emotional resilience to foster business growth.

Timestamps:
00:00 - Rethinking Money Management
02:53 - The Emotional Side of Business Finance
05:45 - The Importance of Pausing Before Action
09:07 - Unbothered Energy in Business
11:59 - Beyond Bean Counting: The Path to Wealth

Takeaways:
Managing money is 90% about emotions and mindset.
Business owners face unique financial challenges daily.
Emotional reactions can dictate business decisions.
Pausing before action can prevent self-sabotage.
Unbothered energy helps in managing financial stress.
It's crucial to feel emotions without letting them dictate actions.
Rejection should not lead to drastic changes in strategy.
Focus on feedback from paying customers, not those who say no.
Financial literacy is important, but emotional management is key.
Wealth building requires emotional resilience and strategic thinking.

Category: Wealth

Keywords: money management, emotional intelligence, business finance, wealth building, emotional resilience, financial strategy, business growth, unbothered energy, mindset, financial literacy
...more
15min
June 17, 2025206. Wealthy business owners know how to SPEND money
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

In this conversation, Gina Knox emphasizes the importance of spending as a foundational skill in wealth management. She discusses how debt is fundamentally a spending problem and encourages listeners to shift their mindset from traditional views of saving to strategic spending that drives business growth. By identifying what truly moves the needle in their finances, business owners can make informed decisions about their expenditures. Additionally, Gina explores the emotional aspects of spending, urging listeners to understand their motivations behind purchases. Practical strategies are provided to help individuals make better spending decisions, ultimately leading to improved financial outcomes.

Timestamps:
00:00 - The Importance of Spending in Wealth Management
02:50 - Understanding Debt as a Spending Problem
06:11 - Shifting Mindsets: From Saving to Strategic Spending
08:57 - Identifying What Moves the Needle
12:07 - Emotional Spending: Understanding Your Motivations
14:56 - Practical Strategies for Better Spending Decisions

Takeaways:
Spending is an underrated skill in managing money.
Debt should be viewed as a spending problem.
Wealthy business owners think differently about spending.
Spending more on impactful investments can lead to growth.
Identifying what moves the needle is crucial for success.
Emotional spending often leads to poor financial decisions.
Understanding motivations behind spending can improve outcomes.
Small expenses can significantly impact overall financial health.
It's important to evaluate the worth of each expense.
Strategic spending is key to increasing revenue.

Category: Wealth

Keywords: spending, wealth management, business debt, personal finance, emotional spending, financial strategy, budgeting, investing, money mindset, business growth
...more
21min
June 17, 2025205. Become a Wealthy Business Owner Series
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

In this conversation, Gina Knox discusses the misconceptions surrounding money management for business owners. She emphasizes that being 'good with money' is often based on societal norms and personal finance rules that may not apply to entrepreneurs. Instead, she advocates for a mindset shift towards thinking like a wealthy business owner, focusing on profit growth and financial health. The series aims to explore various aspects of financial management, including spending, saving, and investing, to empower business owners to achieve wealth.

Timestamps:
00:00 - Redefining Wealth: The Entrepreneur's Mindset
04:46 - Breaking Down Money Myths: Personal vs. Business Finance

Takeaways:
Being good with money is often overrated.
Personal finance rules may not apply to business owners.
The goal of business finance is to increase profit.
Business owners need to examine the rules of money management.
Personal finance success is tied to business finance success.
Wealthy business owners think differently about money.
Many entrepreneurs follow outdated money scripts.
Understanding financial health is crucial for business success.
The series will cover spending, managing, saving, investing, and wealth building.
Every business owner has the potential to be wealthy.

Category: Wealth

Keywords: wealthy business owner, personal finance, business finance, money mindset, financial success, profit growth, money management, wealth building, financial health, entrepreneurial mindset
...more
8min
June 12, 2025204. Juggle saving, spending, and paying off debt without feeling restricted
Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad
Join Small Business Money School: https://ginaknox.co/school
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind

In this episode, Gina Knox discusses the balance between personal desires and financial goals, emphasizing the importance of understanding the purpose behind spending. Through client examples, she illustrates how identifying core purposes can lead to creative solutions that align with both financial objectives and quality of life. The conversation highlights the emotional aspects of spending and the need for mindful financial decision-making.

Timestamps:
00:00 - Balancing Desires and Financial Goals
03:12 - Understanding the Purpose of Spending
05:55 - Client Examples: Finding Core Purposes
08:54 - Creative Solutions for Financial Goals
12:12 - Emotional Needs and Financial Decisions

Takeaways:
It's a battle between boring financial goals and fun desires.
Quality of life and financial goals are interconnected.
Understanding the purpose of spending can guide decisions.
Creative solutions can achieve financial goals without overspending.
Emotional needs often drive spending decisions.
You can meet present needs without sacrificing long-term goals.
Identifying core purposes can lead to cost-effective solutions.
Budgeting is about making decisions you're happy with.
Spending should not keep you up at night.
Financial decisions impact your future well-being.

Category: Saving

Keywords: spending, financial goals, budgeting, emotional needs, client examples, decision making, quality of life, debt management, wealth building, purpose of spending
...more
15min
June 05, 2025203. How I Raised My Credit Score 35 Points In 7 Days
Register for my FREE wealth class for entrepreneurs hosted every Monday: https://ginaknox.co/masterclass-ad
Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind
Join Small Business Money School: https://ginaknox.co/school

In this episode, Gina Knox shares her personal journey with credit scores, detailing how she raised her credit by 35 points in just seven days. She discusses the impact of financial avoidance on her credit history, the importance of understanding credit utilization, and effective strategies for improving credit scores. Gina emphasizes the significance of monitoring credit and making timely payments to enhance financial health, especially for future financing needs.

Timestamps:
00:00 - Understanding Credit Scores and Personal Experience
03:09 - The Impact of Financial Avoidance
05:55 - Credit Utilization and Its Effects
09:02 - Strategies for Improving Credit
11:49 - Monitoring Credit and Future Planning

Takeaways:
Gina raised her credit by 35 points in seven days.
Financial avoidance can lead to significant credit issues.
A missed payment can affect your credit for seven years.
Credit utilization is crucial for maintaining a good credit score.
Increasing credit limits can help lower utilization rates.
Paying statement balances early can improve credit scores.
Understanding how credit card reporting works is essential.
Monitoring credit provides valuable data for financial planning.
Timely payments are vital for future financing opportunities.
Gina offers a free debt class to help others manage their finances.

Category: Debt

Keywords: credit scores, financial avoidance, credit utilization, credit improvement, personal finance, credit monitoring, debt management, financial strategies, credit card tips, financial education
...more
15min

FAQs about Small Business Big Money:

How many episodes does Small Business Big Money have?

The podcast currently has 216 episodes available.

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