Small Business Big Money™

By Financial Coach for Entrepreneurs, Gina KnoxBusiness Entrepreneurship

Small Business Big Money™ episodes

August 26 251. Part 1: Intentional debt vs unintentional debt
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Episode Synopsis
In this episode Gina Knox discusses the differences between intentional and unintentional business debt, sharing personal experiences and practical insights on managing debt effectively. This episode helps small business owners understand how to use debt as a growth tool and avoid common pitfalls.

Chapters:
00:00 - Introduction to debt types and episode overview
02:24 - The rule of no new debt and its purpose
03:20 - Personal experience with intentional business debt
07:31 - What unintentional debt looks like in small businesses
09:24 - Common causes of unintentional debt and how to prevent them
13:40 - Key takeaways and next steps for managing debt

Keywords: business debt, intentional debt, unintentional debt, debt management, small business finance, debt payoff, financial planning, business growth, debt strategies
16 min
July 07 250. Your lack of a wealth identity is losing you money
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Episode Synopsis
In this episode of Small Business Big Money, Gina Knox explores the transformative power of identity in pursuing your most ambitious goals—whether it's attending exclusive fashion shows or building lasting wealth. She shares personal stories about redefining her self-image and emphasizes that wealth is less about strategy and more about who you believe yourself to be.

Keywords: identity, wealth mindset, money beliefs, limiting beliefs, entrepreneurship, financial freedom, debt, abundance, self-concept, progress over perfection
23 min
June 30 249. Never too late to build wealth: how Patti hit 1M in retirement at 59
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Episode Synopsis
In this episode, Patti Calkins shares how she went from feeling behind on retirement to building over $1 million in savings before age 60. She breaks down the perspective shifts and practical financial steps that helped her grow her wealth with more confidence and clarity.
Keywords: retirement planning, financial literacy, investing, mindset, wealth building, small business owners, retirement savings, portfolio growth, self-trust, perspective shift
27 min
June 23 248. Thank you John
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Episode Synopsis
In this episode of Small Business Big Money, Gina Knox shares a heartfelt story about her mother’s remarkable journey to financial independence and vibrant living in her 60s. She emphasizes that building wealth and enjoying a secure retirement is possible—and worthwhile—regardless of age, and provides actionable insights to help you create your own financial legacy.

Keywords: wealth building, financial freedom, generational wealth, debt payoff, investing, retirement, money mindset, legacy, passive income, women and money
13 min
June 16 247. If I knew this at 20 I would have retired at 40 with Catherine Navarro
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Episode Synopsis
In this episode, Catherine Navarro shares her transformative journey from outsourcing her finances to actively building her retirement plan, emphasizing the power of perspective shifts, financial literacy, and self-trust. Discover how small, consistent steps can lead to financial independence and confidence.

Keywords: retirement planning, financial literacy, investing, mindset, wealth building, women entrepreneurs, portfolio growth, self-trust, investment strategies, perspective shift
45 min
June 02 246. From burning through cash to 80% profit growth in a brick & mortar with Nico Lebreux
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Episode Synopsis
Nico Lebreux shares her journey of building Wild Heart Herb House, a successful herbal apothecary in Massachusetts. She discusses her business strategies, financial management, and the importance of focusing on what works to grow her small business.

Keywords: small business, herbal apothecary, financial management, business growth, entrepreneurship, herbalism, retail, profit increase, business planning
35 min
May 26 245. 5 steps to save a business you want to quit with Kimmay Caldwell
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Episode Synopsis
In this in-depth interview, bra fitting expert and content creator Kimmay Caldwell shares her entrepreneurial journey, challenges with business finances, and strategies for turning around a struggling business. Discover practical advice on problem-solving, financial management, and embracing authenticity in your brand.

Keywords: business growth, entrepreneurship, financial management, problem-solving, branding, personal development, small business, success story, mindset, business strategy
1 hr 1 min
May 19 244. We answered your biggest money and sales questions with Dielle Charon
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Episode Synopsis
In this insightful episode, Gina Knox and Dielle Charon break down the intricacies of managing inconsistent income and the importance of strategic niching for business success. Through engaging discussions, they address common financial challenges faced by entrepreneurs, such as fluctuating cash flow and the dilemma of whether to pay down debt or invest. They emphasize the significance of saving during high-income months and using those savings during leaner times. Additionally, Gina and Dielle explore the transformative power of niching down, explaining how it can solve numerous business problems by allowing entrepreneurs to stand out and attract the right clients.

The episode also covers practical advice on wealth building, highlighting the importance of understanding one's financials and leveraging profits effectively. Gina and Dielle provide actionable insights into setting appropriate owner's pay and maximizing business efficiency to prevent profit leaks. With real-life examples and expert advice, this episode is a must-listen for entrepreneurs seeking to optimize their financial strategies and achieve sustainable growth.

Keywords: inconsistent income, strategic niching, financial management, wealth building, business efficiency, profit leaks, entrepreneur advice, cash flow management, owner's pay, sustainable growth.
40 min
May 12 243. Why wealthy people still feel anxious about money with Dielle Charon
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Episode Synopsis
Gina Knox explores why even wealthy individuals can feel anxious about money. She reveals that the key to overcoming this anxiety lies not in the bank balance but in the mindset. Through engaging discussions with Dielle Charon, Gina uncovers how reframing money narratives and celebrating small wins can transform financial stress into freedom.

Listeners will learn practical tactics for shifting their money stories and building self-trust, whether facing a cash crunch or aiming for millionaire status. This episode is perfect for entrepreneurs ready to embrace abundance without burnout, emphasizing that success is more about mindset than money. Tune in to discover how to rewire your financial stories and unlock your best year yet.

Keywords: money anxiety, wealth mindset, entrepreneurial growth, financial freedom, money stories, mindset shifts, high-net-worth individuals, financial resilience, self-trust, emotional freedom
35 min
May 05 242. Your business is costing you too much with Dielle Charon
💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Register for my FREE debt class for entrepreneurs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
🎓 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join Small Business Money School⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Episode Synopsis
In this episode, financial expert Gina Knox and business strategist Dielle Charon tackle the pressing issue of COVID debt that many small business owners face in 2026. They reveal how pandemic-era borrowing has become a hidden drain on resources, threatening financial clarity and growth. Gina and Dielle share a practical blueprint to regain control, focusing on simplifying expenses and strategically paying off debt. With their combined expertise, they guide listeners through a four-step process to transform financial chaos into clarity and profit, ensuring your business not only survives but thrives.

Keywords: debt management, financial strategy, small business growth, expense control, profit increase, strategic money management, entrepreneur success, financial clarity, business optimization
50 min

About Small Business Big Money™

From the publisher's feed

Small Business Big Money is a financial podcast for small business owners and entrepreneurs who want money to feel like the easy part of business. If you want a fully funded business savings, high…