How does today's down market compare to the past? Can we learn from the pain others endured during historical downturns? While it always makes sense to avoid mistakes in the past, our roundtable team also today throws the caution flag: beware reading too much into current events that don't necessarily correlate wth the past. CFP Eric Brotman from the Don't Retire, Graduate! podcast joins Doc G from Earn & Invest and Paulette Perhach to talk all things markets and recessions. They talk about the current financial markets, how it feels different than past recessions, lessons learned, and what YOU should be doing and thinking about with your own portfolio. This chat is inspired by a piece recently posted at the amazing blogger Donna Freedman's website, Surviving and Thriving...which gave the team lots of facets of this discussion to chew on.

Of course, we can't leave out Mom's Neighbor Doug! He will share his trivia to continue our year-long trivia competition, which only tightens as we near the finish line. Will things heat up even more?

You'll find show notes for this episode at stackingbenjamins.com/roundtable-1272.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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When opportunity knocks, will you answer? Having a dream is one thing but making it a reality is another, especially when money is involved. Sometimes that opportunity comes in the form of coaching, and we're joined by one today! Patrice Washington is one of three financial coaches on a new PBS series, Opportunity Knock$, that helps struggling families find resources and reach their financial dreams. Patrice joins us today to share the story of one woman she helped coach throughout the show. PBS also put together an entire resource guide to help find local help near you.

In our headline segment, we share news about the increases to retirement plan contribution limits for 2023. What does it mean for your budget and how can you save more? We'll give some ideas. We also share clips from an interview we did with Sean Mullaney about retirement savings and plan options for those of you that are self-employed. He shares tips and advice for getting the most out of your savings. We'll also answer Malcolm's question about collective investment trusts within his employer sponsored retirement plan and Doug will share his trivia.

You'll find show notes for this episode at stackingbenjamins.com/patrice-washington-1271.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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What spooky money stories keep you awake at night? There are the ghosts of bad banking, the goblins of budget nightmares, the witches haunting your net worth statement...and even some scary stories about retirement. Jaspreet Singh joins us today to share some of his personal financial lessons. He's now a successful entrepreneur money coach, running the Minority Mindset YouTube channel and market briefs newsletter, but his success didn't happen overnight. His family expected him to become a doctor, but he had his own plans. He talks about real estate mistakes, business mistakes, and why more money doesn't always solve problems.

Then we're continuing the Halloween fun with Chuck Jaffe's epic Halloween game. The host of the popular Money Life podcast is back this year to share how he's teaching kids AND celebrating with the neighborhood, and hopefully gives you some ideas too. We'll also answer Lisa's question about whether to keep her qualified annuity or roll it over to an IRA. And Doug will share his horror trivia.

You'll find show notes for this episode at www.stackingbenjamins.com/jaspreet-singh-1270.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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What's that item that makes you beg, "TAKE MY WALLET ALREADY!"

We all have them. Maybe it's books, travel, ice cream, or board games. Whatever. Today we face off against our personal money-sucking demons and the question, "How do we plug these leaks," and "Do we need to plug them?"

Joining us for this fun look into how we spend money is the co-host of the amazing Frugal Friends podcast, Jen Smith. She joins OG and Len Penzo (LenPenzo.com) to a lively discussion about our weaknesses, our wallets, and setting up systems to better spend money.

Of course, that's not all. Our year-long trivia contest between our contributors is heating up! We'll listen to them battle it out.

You'll find show notes for this episode at www.stackingbenjamins.com/roundtable-1269.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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When it's time to invest, how do you choose between all of the choices out there? We dive into a topic that YOU chose (if you're a member of our Facebook group), and we also augment it with a fantastic headlines discussion with Rachel Aguirre from iShares about exchange-traded funds. What are "ETFs" as they're called, and how are they different than other investment types, like mutual funds? We dive deep into investing nerdery on today's show.

But of course, that's not all. We'll talk margin accounts on the Haven Life line. Can you get rich quicker using money you borrow from your broker? We'll have opinions.

The biggest news? During the vote on today's topic, you also thought we needed to chat about "Doug, the Untold Story." We bring you portions of the documentary on the topic as well as Doug's World Famous Trivia segment, just to keep things lively.

You'll find show notes for this episode at www.stackingbenjamins.com/listener-questions-1268.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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Doug Nordman isn't your typical dad. While other fathers were out working, Doug was busy surfing, because he'd focused on financial independence from an early age. Today, he and his adult daughter Carol Pittner join us to discuss how Doug and his wife created a financial modeling system for their daughter and how that daughter (Carol) is now creating her own system at home. We talk about the value of making mistakes, the similarities between good parenting and poker, strategies for creating teachable moments, and more.

In our headline segment, social security is in the news. The US government just released the cost-of-living adjustment number for 2022, so we take this opportunity to discuss many ways to maximize your social security payout amount. Plus, in our TikTok minute we feature a song about a hot topic for travelers AND midway through the show, Doug shares his amazing trivia question.

You'll find show notes for this episode at www.stackingbenjamins.com/doug-nordman-and-carol-pittner-1267.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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How do you know if you are on the right path? There's a million and one decisions you can make that could take you in a different direction. It's the same with your finances. If your finances aren't on the path you hoped for right now, it's never too late to make a change. Paulette Perhahch, Len Penzo and OG join our roundtable this week to discuss a piece about ways to know if you are on the right path. They share their own experiences and talk about checking in with yourself, having fun, surrounding yourself with the right people, and more. And of course, Doug will continue our year-long trivia contest with our contributors.

You'll find show notes for this episode at www.stackingbenjamins.com/roundtable-1266.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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How can combining your entrepreneurial spirit and a love for your community launch a business to overwhelming success? Gina Schaefer moved to the Logan Circle neighborhood of Washington DC when it still had boarded-up homes and no public services. After being laid off from several tech startups, she decided she needed a change. What better change to make than to step up and improve your own community? She opened a hardware store down the street next to an addiction recovery group that became a safe haven for people. Her business has succeeded and she now owns multiple stores in the area. She joins us today to tell the amazing story of how she got that first location and what she's learned from her many employees over the years.

October is National Fire Prevention Month. Our friend Steve Kerber from the Fire Safety Research Institute joined us again this year to share the latest fire stats and ways to protect your family and your home in our headline segment. Then we answer Jason's question about saving for a college education in a 529. He isn't sold on the idea and we offer our thoughts. And Doug will share his trivia.

You'll find show notes for this episode at www.stackingbenjamins.com/Gina-Schaefer-1265.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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"Uncertainty" is the new black. Between the stock market, inflation, and a recession, uncertainty leads the media to bigger ratings, but to the average person it leads to fear. The best way to reduce that fear? Knowledge. Phil and Danielle Town join us today to talk all about uncertainty and how to take back control of your finances. They believe that knowledge and education, especially in an area you enjoy, can reduce anxiety and fear around your money. They share their investing approach and offer tips to help you with yours.

Before that, we share a shocking headline piece claiming that many young people shouldn't save for retirement. Say what? We dive into it and share our thoughts. We also answer Tom's question about wash sales. He wants to know what triggers one and how to know if two positions are substantially similar. And then Doug will share his trivia.

You'll find show notes for this episode at www.stackingbenjamins.com/phil-and-danielle-town-1264.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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Do you consider yourself generous? There are tons of ways to be generous. It can with with, time, money, or skills. Today our roundtable is discussing generosity in your life and finances. Paulette Perhach, Doc G, and OG join us to share their thoughts. Donating money to charity isn't the only way to show generosity. You can also donate your time or skills. Our contributors talk about ways they've donated and helped others and how it relates to their finances and happiness in life.

You'll find show notes for this episode at www.stackingbenjamins.com/roundtable-1263.

Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.

Enjoy!

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