Send us a text

In Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas:

- I can’t give up my bougie membership
- I don’t feel as financially free as I should do

We celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝


Chapters:
00:00 Introduction and Initial Thoughts on Bougie Spending
00:26 Welcome to The Vault
00:48 Fun Facts and Personal Stories
02:23 Controversial Opinions on Spending While in Debt
03:26 Discussing Debt-Free Journeys and Spending Habits
07:54 Dilemma: Bougie Membership and Debt
11:40 Financial App Promotion
12:18 Evaluating the Worth of Bougie Expenses
15:18 Designer Labels and Financial Perspectives
17:33 Designer Gifts Only
17:54 Balenciaga Trainers Story
19:03 Emergency Fund Success
21:44 Planning for Financial Freedom
23:49 Building and Growing Wealth
27:31 Financial Health and Fitness
30:33 Final Thoughts and Wrap-Up

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In Episode 27 of The Vault, we discuss the FIRE (Financial Independence, Retire Early) trend, before diving into our listener dilemmas:

- ”Am I trying to do too much?” 
- ”My parents keep avoiding their will”

We celebrate a community member's huge win in maintaining a strong net worth despite recent expenses on a new kitchen and a holiday to New York, thanks to continued savings and investment growth! 🥳

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Chapters:
00:00 Introduction and Budgeting Challenges
00:23 Welcome to The Vault
00:38 British Humor and TV Appearances
02:10 Understanding FIRE (Financial Independence, Retire Early)
03:03 The Rule of 25 and Financial Strategies
05:29 Sacrifices and Realities of FIRE
17:12 Financial Wellness and Excess Journey
19:02 Dilemma: Balancing Multiple Financial Goals
20:13 Increasing Pension Contributions
20:32 Balancing Multiple Financial Goals
22:17 Emergency Fund and Investments
24:26 Clearing Debt and Prioritizing Savings
26:41 Community Win: Net Worth Update
27:54 Dilemma: Parents Avoiding Their Will
36:34 Normalizing Conversations About Wills
40:05 Conclusion and Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In Episode 26 of The Vault, we discuss the controversial opinion, ‘Couples should always combine finances’, before diving into our listener dilemmas:

- ”I've always been an 'executive sponsor' for my friends” 
- ”£90k debt and my husband has run out of money”

We celebrate a listener's money win - they switched bank accounts to snag a £175 bonus, received it early, and immediately used it to overpay their loan! 💸 #FinancialFreedom #DebtFreeJourney #Goals

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Chapters:
00:00 Welcome to The Vault: Episode 26
00:37 Celebrating Milestones and Listener Feedback
02:28 Combining Finances: A Controversial Opinion
03:06 Personal Experiences with Joint Finances
04:19 Financial Privilege and Trust Issues
06:04 Balancing Independence and Joint Goals
12:28 Generosity and Friendship Dynamics
18:39 Community Wins and Bank Switching
19:23 The Albanca Switch Mishap
20:08 Charity Direct Debits Tip
21:51 Financial Community Service Idea
23:12 Debt Dilemma: Husband's Confession
25:10 Analyzing the Debt Problem
29:46 Debt Repayment Strategies
32:27 Emergency Fund Importance
34:29 Final Advice and Encouragement
35:50 Closing Remarks

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In Episode 25 of The Vault, we discuss the controversial opinion, ‘DON’T be a stay at home partner (if you don’t have children)’, before diving into our listener dilemmas:

- ”I have no pension!"
- ”My brother and sister in law one up everything we do”

We celebrate a win from a listener who is now tackling their last debt and is gearing up to be mortgage and debt-free by 40! 🎉💪🏡 #FinancialFreedom #DebtFreeJourney #Goals This leads to an interesting conversation about mortgages and how much money is spent on interest alone! 😱💸

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Chapters:
00:00 Introduction and Welcome
00:45 Moving to a New House
01:31 Underconsumption and TikTok Trends
04:52 Stay-at-Home Partner Debate
10:46 Financial App Promotion
14:05 Dilemma: No Pension at 25
16:55 Setting Up Your Pension and SIP
17:42 Balancing Emergency Funds and Investments
18:40 The Importance of Compound Interest
20:45 Navigating Mortgage Payments and Interest Rates
27:23 Dealing with Financial Comparisons in Family
36:11 Final Thoughts and Encouragement

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

In Episode 24 of The Vault, we discuss the controversial opinion, ‘Maternity leave should be fully paid for at least a year’ 🤰, before diving into our listener dilemmas:

• "I’m going into debt for school trips” 
• "I'm in a PCP agreement with my ex!”

We celebrate a fantastic win from one of our listeners who took a big step towards financial control. She’s reducing her credit limit to break the cycle of debt! 🎉💪✨ #FinancialEmpowerment #SmallWins #HabitChange

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Visit https://www.financielle.co.uk to join our community!

Chapters:

00:00 Introduction
00:31 Glittery Cowboy Hat Story
01:30 Controversial Opinion: Maternity Leave
02:12 Personal Maternity Leave Experiences
05:46 Financial Planning for Parenthood
07:22 Shared Parental Leave and Gender Gaps
08:04 Financielle App Promotion
12:03 Dilemma: Funding a School Trip
19:55 Community Win: Reducing Credit Limit
21:43 Dilemma: Camper Van Ownership
27:54 Final Thoughts and Closing

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

In Episode 23 of The Vault, we discuss the controversial opinion, ‘Everybody should do unpaid work’, before diving into our listener dilemmas:

• "My husband wants to relocate for a new career" 
• "I'm receiving a large sum of money and I don't know what to do"

We also celebrate a listener paying off a £7600 loan, and cheer her on in paying off the rest of her debt 🎉🥳💸

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Visit https://www.financielle.co.uk to join our community!

Chapters:
00:00 Lost Microphone Mishap
01:03 Tea Preferences at Financielle HQ
01:38 Welcome to The Vault
03:10 Unpaid Work Controversy
12:16 Dilemma: Relocating for a New Career
15:09 Train Fare Woes
16:28 Wine in a Can and Northern Banter
17:15 London Living and Relationship Sacrifices
19:14 Navigating Career Moves and Life Changes
21:45 Community Wins and Financial Milestones
24:45 Receiving a Large Sum of Money: What to Do?
33:58 Final Thoughts and Listener Appreciation

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

In Episode 22 of The Vault, we discuss the controversial opinion, ‘wellness is for the elite’, before diving into our listener dilemmas:

"Should I use my savings to clear my debt?"
"My parents give my brother more financial support than me!"

We also celebrate a listener increasing her net worth by £900 after just ONE MONTH in the Financielle community! 📈💸

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌


Visit https://www.financielle.co.uk to join our community!

Chapters:
00:00 Morning Gym Struggles
00:56 Welcome to The Vault
02:27 The Elitism of Wellness
11:58 Dilemma: Savings vs. Debt
16:02 The Urgency of Financial Decisions
16:29 Savings vs. Debt: A Balancing Act
17:35 Community Success Stories
18:43 Podcast Review and Personal Finance Insights
20:19 Sibling Financial Dilemma
22:17 Reflecting on Family Dynamics
30:51 Closing Thoughts and Disclaimer

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

In Episode 21 of The Vault, we discuss whether or not women will ever be treated equally in sports ⚽️💸, before diving into our listener dilemmas:

My partner wants to take out car finance
We’re stuck in £44k debt

We also celebrate a Financielle community member shutting down ALL her credit cards! ✂️💳🎉 If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

-

Visit https://www.financielle.co.uk to join our community!

Chapters:
00:00:00 - Poker Skills and Office Conversations
00:04:20 - The Disappointment of Women in Sports
00:08:13 - Cheerleaders and Financial Strain
00:12:20 - Compromising Financial Goals in a Relationship
00:16:24 - Budget Compromises and Credit Cards
00:20:45 - Dealing with Overwhelming Debt and Financial Circumstances
00:25:06 - Taking Control of Life and Financial Decisions
00:28:52 - Taking Control of Your Finances
00:32:26 - Navigating Parenthood and Finding Joy
00:36:17 - No Financial Advice Provided

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In this episode of The Vault, we discuss whether or not airport money is ‘real money’ (🚨SPOILER ALERT🚨 ...it’s not 👀), before diving into our listener dilemmas:

- Should my husband stop lending his parents money?
- We can’t pay the inheritance tax

We also celebrate a fabulous community win. 🏆 If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Chapters:
00:00:00 - Airport Money: It's Not Real Money!
00:03:31 - Buying a Chanel Handbag in New York
00:06:56 - Snacks and Food on the Plane
00:10:26 - Buffet Breakfast Dilemma
00:13:40 - The Complex Relationship with Family Finances
00:16:43 - Borrowing Money from Family and Friends
00:19:38 - Celebrating Positive Net Worth and Financial Progress
00:22:40 - Dealing with Inheritance Tax and Property Ownership
00:25:48 - Running Mum's Cafe

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In this episode of The Vault, we discuss whether or not side hustles are ‘worth it’, before responding to our intriguing listener dilemmas 👀

We provide practical advice on common money mistakes, how to manage debt and when to start investing. 📈

Tune in for insightful discussions and expert tips to help you navigate your money journey with confidence and peace of mind. Don't forget to like, comment, and subscribe for more episodes!

Chapters:
00:00:00 - Controversial Side Hustle Thoughts
00:04:10 - Side Hustles and Women Thinking Small
00:07:43 - The Importance of Diversified Income
00:11:32 - Managing Debt and Investments
00:15:14 - Importance of Investment Risk Profiles
00:18:50 - Dealing with Debt and Addiction to Buy Now Pay Later
00:22:37 - Breaking Free From the Addiction to Instant Gratification
00:26:09 - Avoiding the Trap of Using Buy Now, Pay Later
00:29:53 - The Temptation of Online Shopping and Overusing Credit

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn