Send us a text

Welcome to The Vault with Financielle. 

In Episode 37 of The Vault, we discuss this week’s controversial opinion, “Luxury items are a waste of money unless they increase in value over time”, before diving into our listener dilemmas:

• “Is my housemate’s boyfriend freeloading?”
• "My whole life is about to change!”

We celebrate a motivated Vault listener getting her money $h*t together, going from an emotional, impulsive spender to someone with a clear vision and self-discipline over her spending 💸🤓

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Get more out of your money by opening a high interest Cash ISA with Trading 212 here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook.

This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT
Check it out here 💸

Chapters:
00:00 Introduction
03:48 Controversial Opinion: "Luxury items are a waste of money..."
16:00 Dilemma 1: “Is my housemate’s boyfriend freeloading?”
28:43 Community Win: Feeling in control over finances
36:03 Dilemma 2: “My whole life is about to change!”
52:40 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

In Episode 36 of The Vault, we discuss this week’s controversial opinion, “9-5s don’t deserve the hate”, before diving into our listener dilemmas:

• “Should I lock in on my side hustle or start investing?” 📈
• "How do I start over after my breakup?” 💪 

We celebrate a listener becoming debt-free, starting her wedding sinking fund, and feeling great when transferring to savings on payday rather than buying things she doesn’t need. What a Financielle queen! 👑💸

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction
01:44 Welcome to The Vault
05:06 Controversial Opinion: “9-5s don’t deserve the hate”
11:58 Dilemma 1: “Should I lock in on my side hustle or start investing?” 📈
21:55 Community Win & Wedding Chat
28:47 Dilemma 2: "How do I start over after my breakup?”
35:55 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

In Episode 35 of The Vault, we discuss this week’s controversial opinion, “Everyone should elope”, before diving into our listener dilemmas:

“Should I prioritise building wealth or invest ethically?” 📈
"How Do I Get My ADHD Wife on Board with Our Finances?” 💸

We celebrate a listener's incredible progress: since committing to the playbook in July, they've hit their mini emergency fund goal, closed a student overdraft, settled family debts, started sinking funds, and even dipped their toes into investing—all while feeling their money stress lift bit by bit! 🌟🎉

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction
00:20 Welcome to The Vault 
01:14 Controversial Opinion: "Everyone Should Elope" 
06:06 Dilemma 1: "Should I prioritise building wealth or invest ethically?" 💸
18:06 Community Win
20:29 Dilemma 2: Managing Finances with ADHD 🌶
31:15 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle.

In Episode 34 of The Vault, we discuss this week’s controversial opinion, “Budgeting apps don’t work”, before diving into our listener dilemmas:

“I can’t balance my budget with my social life” 🥂
“I’m obsessed with the idea of being debt free” 💸

We celebrate a listener who used her car maintenance sinking fund to dodge the stress of an unexpected car tyre expense 🚘🛞 We’re here for that peace of mind 🧘‍♀️✨

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction
03:00 Welcome to The Vault
05:50 Controversial Opinion: "Budgeting apps don’t work"
13:37 Dilemma 1: “I can’t balance my budget with my social life” 🥂
24:10 Community win - Sinking Funds FTW! 
29:34 Dilemma 2: “I’m obsessed with the idea of being debt free”  💸
40:11 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Welcome to The Vault with Financielle. In Episode 33 of The Vault, we discuss this week’s controversial opinion, “Your engagement ring should be 3 months' salary, minimum”, before diving into our listener dilemmas:

The hidden costs of buying my first home 🏡
“Should I repay my ex husband’s debt?” 💸

We celebrate an awesome win from a listener who got a refund and proudly added it straight into her emergency fund instead of spending it - proof of some serious growth! 🤩🌱

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction
04:09 Welcome to The Vault
05:21 Controversial Opinion: "Your engagement ring should be 3 months' salary, minimum" 💍
17:33 Dilemma 1: The hidden costs of buying my first home 🏡
31:36 Community win 
32:58 Dilemma 2: “Should I repay my ex husband’s debt?” 💸
43:56 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Visit https://www.financielle.co.uk to join our community!

In Episode 32 of The Vault, we discuss this week’s controversial opinion, “All debt is bad debt”, before diving into our listener dilemmas:

“Everything I’ve done is about to be taken away”
“I found out my male colleagues were getting payrises but not me”

We celebrate a win from a listener who got hooked on The Vault after just one episode! They’ve re-downloaded the Financielle app, are diving into sorting their pension, and are gearing up to master sinking funds and take control of their finances! 🎉🙌

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction
00:55 Welcome to The Vault
02:14 Controversial Opinion: “All debt is bad debt”
9:08 Dilemma 1: “Everything I’ve done is about to be taken away”
15:20 Community win
18:17 Dilemma 2: “My Male Colleagues Got Payrises, But I Didn’t”
29:30 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Visit https://www.financielle.co.uk to join our community!

In Episode 31 of The Vault, we discuss this week’s controversial opinion, “University is a bad investment”, before diving into our listener dilemmas:

• I have spending anxiety
• We don’t earn the same but we pay the same

We celebrate a listener’s big win of filling their emergency fund - now safely stashed away in a high-yield account, ready to handle whatever life throws their way!

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction
03:09 Welcome to The Vault
05:10 Controversial Opinion: "University is a bad investment"
18:29 Dilemma 1: "I have spending anxiety"
23:49 Community win 
26:41 Dilemma 2: "We don’t earn the same but we pay the same"
38:15 Final Thoughts 

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Visit https://www.financielle.co.uk to join our community!

In Episode 30 of The Vault, we discuss this week’s controversial opinion, “In a divorce, you should get out what you put in financially”, before diving into our listener dilemmas:

• “I have a Financielle disaster”
• “I’m scared to clear my debt!”

We celebrate a listener's incredible win as she mastered sinking funds 💪, paid off £4k in credit card debt 💸, and still had enough to surprise her best friend with a wedding cake 🎂👰‍♀️—all on a modest salary!

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction and Lucy's Shoes
00:48 Welcome to The Vault
02:54 Controversial Opinion: Divorce Finances
08:54 Financial Knowledge and Transparency
15:18 Financial Disaster Recovery
16:42 Bridging the Financial Gap
17:40 Emergency Fund Strategy
21:22 Community Win: Sinking Funds Success
24:25 Dilemma: Fear of Clearing Debt
29:31 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

Visit https://www.financielle.co.uk to join our community!

Welcome to The Vault with Financielle.

How to Save for Christmas, Travel, and Become Debt-Free
In Episode 29 of The Vault, we discuss this week’s controversial opinion, “If you don’t have a Christmas sinking fund, you’re screwed”, before diving into our listener dilemmas:

- How do I save for everything?
- The pandemic royally screwed up my finances

We celebrate possibly our most exciting win ever! After 7 years, 7 months and 12 days, our listener is officially DEBT-FREE 🍾🥂 Her commitment and determination is unbelievable and we are so proud 🤩 No matter where you are on your money journey, you are not alone ❤️

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝

Chapters:
00:00 Introduction
01:46 Welcome to The Vault
04:49 Christmas Sinking Fund Tips
18:15 The Importance of Emergency Funds
24:06 Balancing Travel and Home Savings
25:20 Travel vs. Home Savings: A Detailed Breakdown
27:22 The Goal Snowball Method
29:06 Inspiring Community Win: Debt-Free Journey
35:42 Post-Pandemic Financial Struggles
37:07 Overcoming Impulse Spending
47:32 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Send us a text

In Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas:

- I can’t give up my bougie membership
- I don’t feel as financially free as I should do

We celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.

Sign up and combine your pensions here 🐝


Chapters:
00:00 Introduction and Initial Thoughts on Bougie Spending
00:26 Welcome to The Vault
00:48 Fun Facts and Personal Stories
02:23 Controversial Opinions on Spending While in Debt
03:26 Discussing Debt-Free Journeys and Spending Habits
07:54 Dilemma: Bougie Membership and Debt
11:40 Financial App Promotion
12:18 Evaluating the Worth of Bougie Expenses
15:18 Designer Labels and Financial Perspectives
17:33 Designer Gifts Only
17:54 Balenciaga Trainers Story
19:03 Emergency Fund Success
21:44 Planning for Financial Freedom
23:49 Building and Growing Wealth
27:31 Financial Health and Fitness
30:33 Final Thoughts and Wrap-Up

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn