Today we talk about the "hidden job market" with Mark Gasche from SoFi. What do we need to know about networking, talking to your boss, and leverage to make sure we find the perfect job either inside of our current company or outside?

In headlines, we talk about a two horrifying trends: senior citizens are struggling with student loans AND Merrill Lynch is talking about turning away from the fiduciary rule.  Also, we throw out the Haven Life line to Tom, who asks about creating his own pension. Is that a good idea? Plus we answer your letters, Doug brings home the trivia, and more.

Special thanks to  SoFi and Magnify Money for sponsoring our show!