Ghosts that attack your credit....where will they strike next? We begin Halloween week by welcoming cyber security expert Michael Bruemmer from Experian to the basement to talk about protecting your identity. What are best practices for now and what should we worry about in the future? 

We also tackle headlines about compounding interest and gold...two topics that should NOT be hot (but seem to be anyway....). We also field letters from Matt and Russell. If you don't have a 401k plan, where should you invest for retirement? 

That's not all....we also have trivia and more!

Thanks to MagnifyMoney.com and SoFi for sponsoring our podcast.