Having kids can be expensive, and this week Rachel Cruze joins us to give us all the tips on how to budget for babies and beyond. She starts with how to budget before the baby is here, and how to prioritize what you really need to spend the most money on when prepping for baby. We also cover how to save for the medical expenses that come along with having a baby, and when it might be worth it to pay for extra medical insurance. Rachel also has some money saving tips for when our kids grow up into children and teens, like spending more up front on higher quality toys. She also tackles the issue of budgeting for IVF and fertility treatments for families that are considering those options. Rachel has so much great advice in this episode, and she hopes her work can help parents feel less intimidated by the financial side of raising a family!  

Please join us on YouTube for our full conversation and many more on video!