Ellie is flying solo this week and is bringing you a conversation that gives most people in their twenties and thirties in Ireland the actual fear… mortgages.

Ellie are joined by her 'guardian angel', Sinead from Finance Solutions, who helped her through every step of the mortgage process and trying to figure out what the hell was going on.

Sinead breaks everything down into simple terms, answering all the questions you’re too afraid to ask like; when to start, what documents you need, what banks really care about, and the common mistakes that can trip people up along the way.

They cover the schemes, the fees, the credit score panics, saving for a deposit and all the mortgage myths that cause unnecessary stress. Including whether you need to be worried about the betting account or Klarna purchase!

And once the serious stuff is done, it’s back to business with Red Flag Radar. Is it ok for a man to jump in and order ahead of you in a restaurant? Or is it appropriate for your fella to go collect a Christmas present from his ex's Mam?

A huge thank you to Finance Solutions for sponsoring the interview segment of this podcast.

Email your dilemmas to: [email protected]

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