Don't Depend On Daddy

These are the Type A habits, routines and organizational systems I use to make my life easier across my home, schedule, phone, finances, self-maintenance and mental load. Being Type A often gets confused with being rigid or controlling, but for me, it means thinking through recurring parts of my life in advance so I don’t have to make the same decisions every day. Because I live alone and run my own business, I manage a lot of moving pieces, and these simple systems help me stay organized without feeling like I always need to be “on.”

In this episode, I’m sharing the practical habits that keep my life running smoothly. The goal is to help you notice which recurring decisions or stress points make your own life harder and create a system that works with the way you naturally operate. A little proactive effort can eliminate a surprising amount of mental admin later.

Whether you are naturally Type A, trying to become more organized, struggling with decision fatigue or simply looking for realistic routines that make everyday life easier, take what resonates and adapt it to your own life.

Subscribe for weekly conversations about productivity, organization, routines, independence and intentionally building a life you enjoy.

Topics covered: Type A habits, how to be more organized, life organization, weekly planning, Sunday reset, morning routine, home organization, digital organization, decision fatigue, productivity systems, money routines, brain dumping and life admin.

Subscribe to Beyond Your Budget:

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BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

Timestamps

00:00 Why being Type A makes my life easier

03:00 Home organization and giving everything a place

05:00 Making the bed and my nightly closing shift

07:00 Laundry, shoe-free living and flow-based systems

10:00 Sunday planning and my morning routine

12:30 Work shutdowns, planned workouts and defaults

16:00 How I organize my phone and photos

20:00 Email, Notes app, travel and life admin systems

25:00 Money routines, skincare and personal uniforms

30:00 Journaling, brain dumps and organized living

If your job title feels like your entire life - or you’re afraid to change careers because of what you might lose - this episode is for you. 4.5 years after leaving corporate, I’m sharing what it really took to separate who I am from what I do for work. We’ll talk about why we tie self-worth to work, why career changes can feel like identity crises, and how to build a meaningful life outside your job. You’ll learn how to stop leading with your title, take your hobbies seriously without monetizing them, and create more freedom in your career and life.

If this resonates, check out my book Own Your Career for more guidance!!

👉🏻 https://breakyourbudget.com/oyc-book

Don't forget to subscribe for weekly conversations on productivity, independence and intentional living.

Topics: career identity, career change, burnout, work-life balance, hobbies, financial freedom

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

00:00 Why changing your career can feel like losing yourself

02:00 How finance became part of my identity

08:00 Leaving corporate and losing an easy job title

17:00 Why we tie our identities to our careers

23:00 The four phases of your early career

27:00 How to separate who you are from what you do

30:00 Stop introducing yourself with your job title

33:00 Build a serious life outside of work

37:00 Career pivots, validation and the identity of busyness

40:00 Who would you be if your job disappeared tomorrow?

If your days have been feeling harder than they should, the problem may not be your discipline - it's friction. In this episode I break down the five areas of your life where invisible resistance is making everything harder, and walk through exactly how to identify and remove it.

What I cover:

👉🏻 What friction actually is and why it's so hard to notice until it's already accumulated

👉🏻 Environment friction - how to set up your physical space so it works with you instead of against you

👉🏻 Invisible decision points - the recurring daily decisions that are draining your mental load without you realizing it

👉🏻 Digital friction - how to organize your phone and computer so they function as tools instead of sources of overwhelm

👉🏻 The stuff you're tolerating and identity friction - how both are quietly shaping how your life feels every single day

🎙️ Referenced in this episode:

👉🏻 Defaults episode — https://youtu.be/AIO4cIHE1-M?si=otN_BCnj6SmxmubW

👉🏻 Cleaning episode — https://youtu.be/UTAW61va4Kc?si=GtIFd_VbLTp6QK7l

👉🏻 Mental load episode — https://youtu.be/1KoD6wFB7G0?si=R7-wpkBAzyCixSfo

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — Q2 chaos, treading water, and realizing discipline wasn't the issue

04:00 — What friction actually is and why it's invisible until it compounds

06:00 — Section 1: Environment friction & setting up your space with flow

10:00 — The purse drawer, phone chargers, and making your home work with you

13:00 — Section 2: Invisible decision points and the power of defaults

17:00 — Default meals, default outfits, and reducing recurring decisions

20:00 — Section 3: Digital friction + phone organization and notifications

25:00 — Computer organization + bookmark bar, desktop, Google Drive

28:00 — Section 4: The stuff you're tolerating and why you stop noticing it

32:00 — Section 5: Identity friction & when who you think you are gets in the way

35:00 — Wrapping up: the better question isn't how to be more disciplined

High performance isn't about waking up at 4AM, cold plunging, or adding more to your already full plate. In this episode I break down the three things that actually separate high performers from everyone else - discipline, systems, and standards - and walk through exactly what I'm building into my own life right now to level up in this new chapter.

What I cover:

👉🏻 The reframe: high performance is subtraction, not addition

👉🏻 Discipline: waking up earlier, de-centering social media, protecting deep work blocks

👉🏻 Systems: my Sunday planning system, Notion planner, fitness routine, and digital organization overhaul

👉🏻 Standards: environment design, energy management, tracking, and discomfort tolerance

👉🏻 Why discipline without systems and systems without discipline both lead to the same place (nowhere)

🎙️ Referenced in this episode:

👉🏻 Discipline as Self-Respect episode — https://youtu.be/ikoiOiK0cUQ?si=BfB1Xx25J-z0fCKG

👉🏻 Sunday System episode — https://youtu.be/QEcDDxqLW0g?si=7E28_sPsElG6BDRA

👉🏻 Atomic Habits episode — https://youtu.be/oc1ZCgIn0BM?si=GidYL4CwnfaHX8NK

👉🏻 Oura Ring episode — https://youtu.be/epFtBNTTZq4?si=dZd1d_4SWKZWg7_t

👉🏻 Cleaning episode — https://youtu.be/UTAW61va4Kc?si=RoB5X-6lZyRBl7E9

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

00:00 — Moving back to LA and rebuilding from the ground up

03:00 — The reframe: high performance is subtraction not addition

05:00 — Why you need both discipline AND systems — either alone doesn't work

07:00 — Bucket 1: Discipline — what it actually means and how to build it

09:00 — Waking up earlier and how I actually made it stick

13:00 — De-centering social media when it's also your job

19:00 — Using the Brick and protecting deep work blocks

24:00 — Bucket 2: Systems — Sunday planning, Notion, fitness routine

31:00 — Digital organization overhaul — phone, notes, apps

35:00 — Bucket 3: Standards — the filter everything runs through

39:00 — Energy management, cycle syncing, and the Oura Ring

44:00 — Tracking, discomfort tolerance, and wrapping up

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basics right, this is everything I wish someone had told me in my 20s. If you feel like you're racing a deadline that isn't even real, this one's for you.

What I cover:

👉🏻 Why de-centering your age is the most important lesson on this list

👉🏻 Door decisions vs. wall decisions, and how to tell the difference

👉🏻 Why I finally went on an SSRI and started therapy

👉🏻 The systems and defaults that make my life feel manageable

👉🏻 Why hitting your Coast FI number matters even if you love your job

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

0:00 — Intro: how I'm spending my birthday

5:00 — My theme for 31: creativity

9:00 — Lesson 1: de-center your age

13:00 — Changing your mind, self-hatred, taking things personally

17:00 — Going on an SSRI and going to therapy

20:30 — Boundaries, clutter, and taking offense

26:00 — Alone time, quality over quantity, trusting your gut

32:00 — Money basics, identity, and Coast FI

41:00 — Discipline, systems, health, and where you live

47:00 — Doors vs. walls, grace, debate, and the closing lesson

Last year I went on a business retreat in Austin that completely changed how I think about working, and it all comes down to one thing: deep work. In this episode I break down Cal Newport's framework from the book Deep Work, the four rules for building a focused work practice, and exactly how I've implemented it into my own life and business.

What I cover:

👉🏻 Why focus is a skill - not a mood - and how to start building it back

👉🏻 Cal Newport's four rules of deep work: work deeply, embrace boredom, quit social media, and drain the shallows

👉🏻 The Austin retreat story - how two-hour focus blocks completely changed my output

👉🏻 The science behind why 90 minutes to two hours is the perfect deep work window

👉🏻 How to train your brain back to focus - starting with 25 minutes and building from there

🎙️ Referenced in this episode:

👉🏻 Lazy Adjacent Episode (overstimulation): https://www.youtube.com/watch?v=ikoiOiK0cUQ&t=1455s

👉🏻 Defaults Episode: https://www.youtube.com/watch?v=AIO4cIHE1-M

👉🏻 Sunday System Episode: https://www.youtube.com/watch?v=QEcDDxqLW0g

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

Timestamps

00:00 — The Austin retreat and how it changed how I work

05:00 — The reframe: focus is a skill not a mood

06:00 — Cal Newport's Deep Work and the four rules

07:00 — Rule 1: Work deeply — the four philosophies and which one I use

08:00 — Rule 2: Embrace boredom and schedule your phone use

09:00 — Rule 3: Quit social media (or at least reduce it)

11:00 — Rule 4: Drain the shallows — minimize shallow work

14:00 — Deep work vs. shallow work and why most of us are stuck in shallow

19:00 — The two-hour work block and why it's the sweet spot

24:00 — How I structure my deep work sessions in Notion

25:00 — Training your brain back — start with 25 minutes

29:00 — How to set up your environment for deep work

32:00 — Why you have to rest as deliberately as you work

Is that brand actually worth it, or are you just paying for marketing? In this episode I walk through my full buy less, buy better framework — how I evaluate brand ROI, how to actually read a material composition label, and where I personally splurge versus save on everything from denim to bedding.

What I cover:

👉🏻 Why a higher price tag doesn't automatically mean higher quality - and the three questions to ask before buying anything

👉🏻 Brand breakdowns: Aritzia, Reformation, Levi's, AGOLDE, Quince, Everlane, and more

👉🏻 Material composition 101 - natural vs. synthetic fibers, where blends are fine, and what to never put on your skin

👉🏻 How to care for high quality pieces so they actually last (dry cleaning, fabric shavers, hang drying)

👉🏻 The high touch vs. low touch framework and exactly where I spend money and where I don't

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — My buy less, buy better journey and what this episode is about

08:00 — Brand ROI: are you paying for quality or marketing?

11:00 — Aritzia breakdown — what's worth it and what isn't

16:00 — Reformation breakdown — the nuance of fit vs. material

19:00 — Levi's, AGOLDE, Citizens of Humanity, Quince, and Everlane

23:00 — Material composition 101 — natural fibers: cotton, linen, wool, cashmere, silk

29:00 — How to care for high quality pieces so they last

30:00 — Synthetics: where they're fine and where to avoid them

34:00 — Blends, ratios, and where you want 100% natural

38:00 — Where I splurge vs. save and the high touch low touch framework

My apartment is pretty much always clean - and no, I'm not constantly cleaning. In this episode I break down the system that makes it possible: maintaining instead of cleaning, giving everything a specific home, keeping surfaces clear, and building a few simple daily habits that keep your space at baseline without ever needing a big reset.

What I cover:

👉🏻 Why cleaning reactively keeps you stuck in a cycle and the maintenance mindset that breaks it

👉🏻 Why your space is a direct reflection of your mental state and how the two influence each other

👉🏻 The one rule that is the foundation of the entire system: everything has a home and goes back when you're done with it

👉🏻 My exact daily rhythm

👉🏻 Why keeping a clean space is ultimately a form of self-respect and what it actually says about how you show up for yourself

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — My apartment is always clean and I'm not constantly cleaning

03:00 — Your space shapes your mental state more than you think

05:00 — Maintenance vs. cleaning

09:00 — The one rule the whole system is built on

17:00 — Your home is the container for your entire life

20:00 — The system in practice

25:00 — The kitchen and the sink rule

29:00 — Surfaces are not storage

33:00 — A clean space is a form of self-respect

37:00 — Wrapping up

The Sunday scaries aren't actually about Sunday - they're about the weekend not having any real shape. In this episode I break down my three-part weekend framework: Friday as the intentional wind-down, Saturday as the day for actually living your life, and Sunday as the gentle reset that sets you up for the week. With a summer lens throughout, because a good summer weekend has a very specific quality to it.

What I cover:

👉🏻 Why the Sunday scaries happen even when you love your job - and what's actually causing them

👉🏻 Why you don't need to earn your weekend and what happens to your productivity when you never rest

👉🏻 Friday: how to close the week intentionally so open loops don't follow you into the weekend

👉🏻 Saturday: why it's not an errand day and how to actually live your life on the day that's meant for it

👉🏻 Sunday: the gentle reset framework that makes Monday feel less like a crisis

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — The Sunday scaries and why they happen even when you love your job

03:00 — The real reason your weekends don't feel restful

05:00 — Why you don't need to earn your weekend

08:00 — The 3-part framework: Friday, Saturday, Sunday

09:00 — Part 1: Friday — closing the week and winding down intentionally

17:00 — Part 2: Saturday — the day for actually living your life

23:00 — Saturday evenings: commit to the bit or go out, no in-between

27:00 — Part 3: Sunday — turning inward and resetting gently

31:00 — The Sunday system and why planning ahead kills the Sunday scaries

35:00 — Wrapping up: give your weekend shape without making it feel like an obligation

Summer is officially here and I am more excited about this season than I have been in a WHILE. In this episode I'm sharing my Summer State of the Union - my full seasonal ins and outs, what I'm reading, what hobby I'm picking up, how I'm curating my space, and the seasonal curriculum I'm building my summer around.

What I cover:

👉🏻 My Summer OUTS

👉🏻 My Summer INS

👉🏻 Why I'm switching from monthly curriculums to seasonal ones

👉🏻 Getting my glow back this summer

👉🏻 Why I'm giving myself permission to spend more

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — Summer is here and I'm actually excited about it for once

04:00 — Switching from monthly to seasonal curriculums

08:00 — The outs: weddings and wedding culture

13:00 — Out: wearing black and switching to navy

16:00 — Out: staying up late and FOMO

21:00 — Out: dating apps and de-centering dating

23:00 — The ins: real beach summer in LA and early mornings

27:00 — In: beach reads, ceramics, and curating my home

34:00 — In: record player, getting my glow back, and solo trip

40:00 — In: giving myself permission to spend my money