It’s summer rebroadcast season! Ok, let's get this out of the way: We're big fans of You Need a Budget. Like, huge fans. Massive, life-changing kind of product fans. So you can imagine that we're a bit beside ourselves this week.
See, for someone who has had struggles with money in the past, discovering a tool that has the capacity to rewire your brain around budgeting and spending is a pretty big deal™. That's YNAB, a budgeting tool like no other. Even better, while the team had not intention to make a budgeting tool that can work for folks with ADHD brains, for a lot of us, they did just that.
Jesse Mecham is the Founder of YNAB and personal finance expert. He hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of the book of the same name, You Need A Budget. The Smart Money Mama herself, Chelsea Brennan, introduced us to YNAB in 2020 and the tool quickly landed at the top of our list of favorite, life-changing services, so Jesse is here not only as a budgeting guy we think you might like to meet, but because we are legit fans.
YNAB isn't a sponsor of this show, but we encourage you to visit right away and sign up for their 34-day free trial and see how it works for you.
- (00:36) - Welcome to The ADHD Podcast
(02:59) - Support the Show: Become a Patron at Patreon.com/TheADHDPodcast(06:00) - Introducing Jesse Mecham(13:16) - The Tenses of Money(16:15) - The Four Rules(17:13) - 1. Giving Every Dollar a Job(20:17) - 2. Embrace your True Expenses(25:23) - 3. Role with the Punches(26:35) - 4. Aging Your Money(29:45) - The Elusive Emergency Fund(33:05) - What if you hate "Budgeting"(34:35) - Your Credit Card and You(39:01) - What if you're overwhelmed?(42:49) - YNAB as a Couple(46:05) - Kids---
Join the Declutter Challenge!
The Winter 2026 ADHD Declutter Challenge is now open for enrollment! Join a community of people on a 31-day mission to reduce clutter and start the new season with a fresh new view by visiting https://takecontroladhd.com/declutter.
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