The Overcoming Overspending Podcast

With any behavior that you want to start doing or stop doing, you will always progress through four phases of behavior change. Forming a new habit, or stopping a practiced and familiar habit is something that takes time and requires patience. It can be beneficial to understand these four stages of behavior change so we can remind ourselves that progress takes time, and isn't linear. In this week's episode we will be talking about what behavior change. We dive into the importance of our actions, the relation of our actions to beliefs, and the four stages of belief you will always progress through when creating a new and exciting result. This epsiode is an amazing compliment and extension of episode 120 all about the four stages of belief. Enjoy!

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

Does it feel like the results and transformation you're wanting to create are taking too long? Are you growing impatient in getting to where you want to be? If this sounds like you it's becuase you're currently progressing through one of the four stages of belief. Whenever you're looking to create a new and exciting result, most people start with asking "What do I need to DO in order to create this result?". The question they really should be asking is "What do I need to BELIEVE in order to create this result?". Beliefs are the catalyst of every result we create in life. What you think about, you bring about, which is why this week's episode of the podcast is so important in diving deep into our beliefs. In this week's episode we will be talking about what a belief is, how they are formed, why they are important, why we always end up proving our beliefs true, and the four stages of belief you will always progress through when creating a new and exciting result. Enjoy!

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

At the end of each month do you ever take the time to slow down and reflect on the past 30 days? To take time to think about what went well? What didn't go well? What lessons you learned? What you were most proud of and how your surprised yourself? This reflection process is a process that few people go through, but it's been a critical step in my financial evovlement over the past coulple of years. In this week's episode of The Money Love Podcast I'm walking you through my month end reflections and planning process. This is a process that you can go through at the end of each month to pull the most important lessons and insights from the previous months and use those to do better moving forward. Enjoy!

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

Does saving money feel like a necessary evil to you? Like something that you do becuase you "should"? Does it feel hard, difficult, maybe even impossible? If so, then this week's episode of the podcast is for you!

Paige will be breaking down her best mindset shifts, coaching tools, and practical steps to make saving not only easy, but.... exciting! By the end of this episode you will be thinking about the act of saving money in an entirely new way. Enjoy!

YNAB Resources: YNAB Article: There's No Such Thing As Saving Money

Start a free 34-day trial with YNAB

(*note this is my YNAB affiliate link which will get you an additional free month if you end up subscribing after your 34-day free trial)

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

Do you feel like you're treading water with your finances? Like you're not necessarily drowning but you don't feel like you're making forward momentum either? You feel confused becuase you feel like you're doing all the right things. You're paying all your bills each month and paying off your credit cards in full but you reach the end of each paycheck having not saved anything. If this sounds like you, you could be staying stagnant becuase you're in the credit card float.

In this week's episode of The Money Love Podcast Paige is breaking down in detail the concept of the credit card float, which is a trap that many people find themselves in without even realizing it. She's going to be sharing what it is, how its holding you back from reaching your full financial potential, how to get out of it, and how to stay out of it for good. This is for sure an episode that you'll want to grab a pen and paper for and listen to a couple times over. You'll leave with actionable and detailed steps on how to solve this problem so you can finally start making substansial progress with your finances. Enjoy!

YNAB Resources:

Start a free 30 day trial with YNAB

(*note this is my YNAB affiliate link which will get you an additional free month if you end up subscribing after your 34-day free trial)

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

If you're in debt, this week's episode of The Money Love Podcast is for you. I'm breaking down nine debt detriments that I see most when helping the women in my community get out of debt and stay out of debt for good. These are nine mindsets, emotional states, and tactical mistakes that I see you making that are keeping you in debt longer and are making your debt payoff journey unproductive and feel like a beating. This is an episode that you aboslutely will not want to miss if you're in debt. Also, make sure to save your spot and register for my completely free online workshop called Unburdened about how to release the mental, emotional, and financial weight of your debt. The workshop will be taking place on Wednesday, September 27th at 8PM CST. The replay will be made available to those who register but can't make it live.

REGISTER FOR THE UNBURDENED FREE LIVE WORKSHOP HERE

Join the Overcoming Overspending Membership HERE Use code MLP30 at checkout to save $30 on your first month inside the membership

Create a free account here with UndebtIt to get your debt numbers

Journaling Questions from Episode:

• Why does my debt feel so heavy? What are the primary emotions that come up around my debt? What beliefs around my debt are creating those emotions?
• What am I making it mean about me and my worthiness that I have debt?
• What are three things I love about myself that have nothing to do with my debt?
• Why am I choosing to unnecessarily punish myself for the debt? What am I hoping that will solve? How is that not productive to becoming debt free?
• What emotions do I feel like I don't deserve to feel until I'm debt free? How can I create those emotions for myself now while still being in debt?
• What's one thing I can do this week that will get me closer to my goal of becoming debt free?
• What valuable lessons will paying off my debt teach me? How will I become a better version of myself throughout this process?
• How can I make my debt payoff journey feel more calm, light, and enjoyable?
• If my debt disappeared overnight, what would still be the exact same about my life tomorrow?
• What advice would my future self who is debt free give me in this moment?

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

It's no secret that I am a huge fan on the money managagement software, YNAB (You Need A Budget). I've used the software for years and it has been the single most impactful tool in transforming my finances for the better. But it's so much more than just a budgeting software. YNAB is a money management method that is govered by 4 simple yet impactful rules to guide the decisions you make with money.

I couldn't be more excited this week to dive into all things YNAB with none other than YNAB's personal finance educator, Ashley Lapato. Ashley spent years believing that she was just "bad with money" before finding YNAB, and she is now on a mission to teach others that money management is a skill - one that is never too late to learn. Ashley has earned a reputation on TikTok @TheOrganizedWallet for a refreshingly relatable approach to personal finance, which has helped hundreds of thousands learn to organize their finances and spend with confidence. In this episode together we break down what YNAB is, what makes it different from other money management systems, the 4 rules that govern the YNAB method, "little treat culture" that is taking over social media by storm, and we address the reservations you might have about trying YNAB to manage your money.

Where to find Ashley:

TikTok: @theorganizedwallet

YNAB Resources:

Start a free 30 day trial with YNAB

(*note this is my YNAB affiliate link which will get you an additional free month if you end up subscribing after your 30-day free trial)

Get the YNAB Book HERE

Find the YNAB Impulse Spending Study HERE

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

Are you feeling? Or are you suffering? Most of us think that we are feeling our feelings, when in fact we are resisting our feelings which creates uncessary suffering for ourselves. When we lack the ability and the willingness to feel our emotions, we end up just creating more of it for ourselves. But what if your feelings weren't something to run away from, but rather something to run towards? What if they weren't an inconvenience, but rather a superpower? What if they weren't a hindrence, but rather the ticket to getting everything you've ever wanted? The harder we feel, the less we suffer.

In this week's episode of The Money Love Podcast we are diving into one of my favorite topics, emotions. We're talking about the difference between feeling and suffering, why we create unnecessary suffering for ourselves, how to stop doing that, and how to shift our mindset around our emotions so that they are something that we begin to embrace rather than avoid. This will no doubt be an episode that will challenge you and have you thinking about your feelings in an entirely new light. Enjoy!

Questions from episode:

• Am I feeling or am I suffering?
• What emotion am I not feeling and what other emotions is that avoidance creating?
• How am I creating unnecessary suffering in my life right now?
• Do I want to sit with the truth of my life right now, or do I want to escape my life?
• What's the one emotion I most fear and how would my life look drastically different if I ran towards that emotion and created it on purpose?

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

In this week's episode we are breaking down the latest viral social media trend... girl math. I'll be sharing my thoughts on the trend and why although it's a cheeky concept, it can actually be quite damaging to our self concept, relationship with money, and spending habits.

I'll also be offering my best tips and tricks to combat our brains tendency towards this mental gymnastics so that you stop justifying purchases that you know aren't in your long-term well being. Enjoy!

Assets from episode:

Girl Math Reel Creator: @mckennaelianna (IG)

Girl Math Evaluation Reel: @stefanieoconell (IG)

Questions to Ask before a purchase:

1. Have I planned this ahead of time?
2. Do I have the money for it?
3. Am I trying to cope, or buy something that can't be bought?
4. Am I winning on the value exchange? Am I going to get more value out of this than what I'm going to pay for it?
5. Is my future self going to be glad I made this purchase?
6. Am I evaluating (is no even a possible outcome)? Or am I just trying to justify a spending choice I know isn't in my best interest?

Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle

Join Overcoming Overspending HERE

Connect with Paige Online:

Her Website

IG: @overcoming_overspending

TikTok: @overcoming_overspending

Subscribe to Paige's YouTube Channel

In this bonus episode of The Money Love Podcast, I'm sharing what's next for you and I. I'm dishing all the details on where I'm taking my business and why and how I can support you moving forward. 

Join the Overcoming Overspending Membership by the end of August and snag the lowest investment I'll ever offer! I can't wait to see you in there.

Join the Overcoming Overspending Membership HERE